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Pay over time with Affirm

Make 4 bi-weekly interest free payments or low monthly payments for 12 or 18 months. Spread the cost of a purchase over $650 into easy monthly payments*. Just select Affirm at checkout.

*Subject to credit approval.

Pay in 4

Pay in 4 bi-weekly interest free payments for purchases of $100 - $650

or

Pay Monthly

Pay over 12 or 18 months for
purchases over $650

What is Affirm?

Affirm (formerly known as PayBright) is one of Canada’s leading installment payment platforms, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online.

By selecting Affirm as a payment method at checkout, customers can enjoy their purchase immediately, while spreading their payments over time.

Why use Affirm?

Prequalify before you buy

Get your Affirm spending limit while you’re still shopping.

Quick and convenient checkout

Place your order quickly and easily by choosing Affirm as your payment method at checkout. Enter a few details to get an instant decision and complete your purchase.

Easy payments

Affirm will automatically debit/charge monthly payments using your preferred payment method. Available payment methods may vary depending on the payment plan selected.

How do I use Affirm?

Select Affirm at checkout

Shop at your favourite stores that offer Affirm and select us as your payment option at checkout.

Get set up

Use your mobile phone number to set up your Affirm plan within 60 seconds.

Enjoy your purchase!

Confirm your payment plan and then you’re done! Enjoy your purchase today and pay later.

F.A.Q's

Here's an example of a $200 purchase using Pay in 4 with Affirm

Here's an example of a $1,200 purchase at 5% APR over 12 months with Affirm

Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. For more information, please see https://www.affirm.com/en-ca/how-it-works.